Benefits of Adding a Tradeline: 

1. Positive Credit History:

   • A positive tradeline reflects responsible credit management, including timely payments and low credit utilization. This can contribute to a positive credit history, which is a key factor in determining your credit score.

2. Improved Credit Score:

   • If the tradeline has a positive payment history, adding it to your credit report may boost your credit score. A history of on-time payments and low credit utilization can positively impact your creditworthiness.

3. Diversification of Credit Types:

   • Lenders often consider the mix of credit types when assessing creditworthiness. Adding a tradeline from a different type of credit account (e.g., credit card, installment loan) can contribute to a diverse credit profile.

4. Credit Building for New Credit Users:

   • For individuals with limited credit history or those establishing credit for the first time, adding a positive tradeline can be beneficial. It helps demonstrate creditworthiness and responsible financial behavior.

5. Potential for Lower Interest Rates:

   • A strong credit history, reflected by positive tradelines, may qualify you for lower interest rates on loans and credit cards. Lenders often offer better terms to individuals with higher credit scores.

Here's What Included: 

1. One Tradeline or Authorized User account. Limits may vary.
2.  Tradeline will report for 2 months. 
3. Tradeline should report to all 3 bureaus, in some instances it will show up on different bureaus at different times.